DieselNew Car Finance
Estimate repayments on a new vehicle, understand the assumptions and explore suitable options from the BaseRate lender panel.
Fast digital finance. Estimate repayments and explore your options through BaseRate.
Estimate Repayments
$
$
Estimated Weekly
$169/wk
Illustrative only. Repayment estimates use a 7.99% p.a. example interest rate and exclude lender-specific fees unless stated. This is not an advertised rate, credit approval or offer. Your actual interest rate, comparison rate, fees and repayments depend on financier assessment and the final loan details.
Estimate a new car finance repayment
Estimate Repayments
$
$
Estimated Weekly
$169/wk
Illustrative only. Repayment estimates use a 7.99% p.a. example interest rate and exclude lender-specific fees unless stated. This is not an advertised rate, credit approval or offer. Your actual interest rate, comparison rate, fees and repayments depend on financier assessment and the final loan details.
Selected lenders from our accessible asset-finance panel
The logos shown are selected examples, not a promise that every lender or product is available. BaseRate has access to 60+ asset-finance lenders. Lender and product availability varies, and BaseRate does not compare the whole market.
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HybridNEW-CAR PURCHASE GUIDE
Approval, delivery and the final vehicle must line up
A repayment estimate is only one part of a new-car transaction. The final vehicle, price, delivery date, finance structure, insurance and order conditions must still be verified.
Build and delivery timing
A conditional approval, quote or government threshold can expire or change before a delayed vehicle is delivered. Check the final model year, VIN, price and approval conditions.
Deposit and order terms
A dealer deposit does not itself guarantee finance approval or a refund. Read the order conditions and finance clause before making the commitment unconditional.
Drive-away price
Separate the vehicle, options, delivery, duty, registration, CTP and optional products. The repayment should use the amount actually being financed.
Promotional finance
Compare the cash price, available discount, term, fees, balloon and total amount payable. A low promotional rate can be tied to a different transaction price or structure.
Before signing the order
- Confirm whether the deposit is refundable and under which conditions.
- Record the exact model, variant, options and estimated delivery date.
- Ask for an itemised cash and drive-away price.
- Keep the vehicle purchase and finance comparison visible separately.
- Do not assume conditional approval survives a price or vehicle change.
- Arrange insurance for the correct VIN before settlement or collection.
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$0fee to use BaseRateFinancier interest, fees and charges may still apply.
Disclosedlender-paid commissionPaid to BaseRate if an introduced loan settles.
60+Asset-finance lendersLender and product availability varies.
FBAAScott Iriks · M-363330Professional association membership; not an endorsement.
AFCAVelocity Works · 124416Independent external dispute-resolution access for eligible complaints.
New Car Finance FAQs
No. BaseRate is a digital car-finance service. You can estimate repayments, provide your details, check suitable options available from our lender panel and decide whether to continue with an application.
BaseRate uses customer inputs, calculator data, asset details and eligibility information to match customers with suitable lender options we can access.
No. BaseRate does not charge customers platform fees for using the platform. Lender fees, charges, credit criteria and terms may still apply.
BaseRate does not charge customers to use the service. If a finance application introduced through BaseRate settles, the financier pays BaseRate a commission. The amount can vary by financier and product. Financier interest, fees, charges and terms may still apply.
BaseRate uses technology to collect key information, estimate repayments and progress customers toward suitable lender options without waiting for manual broker follow-up.
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