Electric
MG4
Small Hatch · 3 variants
~$104/wk
- Stored RRP
- $31,990–$47,990
- Range data
- 316–405km
Lower-cost city EV driving
Compare MG4
ELECTRIC & PLUG-IN HYBRID VEHICLES
MG Car Finance Australia
Compare MG electric hatches and SUVs with the HS plug-in hybrid using consistent pricing and repayment assumptions. Choose between lower entry price, SUV space and petrol backup.
Repayment estimates are indicative only. Rates, fees, eligibility and approval depend on the lender and your circumstances.
BUILD YOUR EXAMPLE
Compare MG repayments on one structure.
Choose a model, contribution, term and optional balloon. The estimate uses the same assumptions throughout so the models remain comparable.
INDICATIVE EXAMPLE
MG MG4
Small Hatch · Electric
7.99% p.a. example
Estimated weekly repayment
$104/week
- Vehicle price
- $31,990
- Amount financed
- $28,791
- Estimated interest
- $8,891
- Total loan repayments
- $37,682
Illustrative example only. Repayment estimates use a 7.99% p.a. example interest rate and exclude lender-specific fees unless stated. This is not a quote, offer, approval or indication that this rate is available. Your interest rate, comparison rate, fees and repayments will depend on the financier, your circumstances and the final loan details. The total shown excludes your deposit and any lender fees.
MG MODEL COMPARISON
Compare price, powertrain and repayment.
Start with the same 10% deposit, seven-year term and 7.99% p.a. illustrative rate. Then open a model to compare its variants in detail.
3
models compared
7
stored variants
Electric / Petrol, Hybrid or Plug-in Hybrid
powertrains
$31,990–$52,990
stored RRP range
Petrol, Hybrid or Plug-in Hybrid
HS
Medium SUV · 2 variants
~$113/wk
- Stored RRP
- $34,990–$52,990
- Range data
- —
PHEV family SUV flexibility
Compare HSElectric
MGS5 EV
Compact SUV · 2 variants
~$136/wk
- Stored RRP
- $41,990–$46,990
- Range data
- 450km
Compact electric SUV use
Compare MGS5 EVIndicative repayments exclude lender fees and assume no balloon. Range figures are drawn from the current stored variant records and may use different testing standards. Confirm the exact vehicle specification and current price before deciding.
CHOOSE BY INTENT
Which MG fits the job?
Start with how you will use the car. Then compare variants and finance on the same structure instead of choosing from a badge alone.
ELECTRIC · SMALL HATCH
Lower-cost city EV driving
The current MG4 range starts with the Urban Essence 43 and 54, then adds the larger-battery Essence 64 and dual-motor XPOWER. Range, output and charging hardware differ, so each battery and drivetrain needs its own repayment comparison.
Explore MG4
ELECTRIC · COMPACT SUV
Compact electric SUV use
The current MGS5 EV range uses rear-wheel drive and offers 49kWh and 62kWh Essence derivatives. Battery size changes output and WLTP range, so the lower headline price should not be used to estimate the longer-range vehicle.
Explore MGS5 EV
PETROL, HYBRID OR PLUG-IN HYBRID · MEDIUM SUV
PHEV family SUV flexibility
The current MG HS range spans petrol, HYBRID+ and plug-in SUPER HYBRID powertrains. The least expensive petrol grade is not representative of either electrified range, so powertrain should be fixed before comparing repayments.
Explore HSLender panel
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How BaseRate works
From MG research to a finance decision.
Explore affordability, verify your profile and move toward a lender decision through one connected digital journey.
MG finance example
Could the MG fit your budget?
Start with the vehicle and amount you have in mind. We carry those details into the next step.
Vehicle price from$31,990
Vehicle pricing is indicative and may exclude on-road costs. Repayments, rates, eligibility and approval depend on your circumstances and lender assessment.
COMPARE THE COMPLETE STRUCTURE
A lower repayment does not always mean cheaper finance.
Keep the MG vehicle price, deposit, term and balloon identical when comparing options. Then check the applicable comparison rate, fees, total repayments and any conditions attached to a vehicle incentive.
Normalise the loan structure
Compare total repayment
Check conditions and fees
FAQS
MG car finance questions
Within BaseRate's current MG comparison set, the MG4 has the lowest starting price and indicative weekly repayment. The exact result changes with the selected variant, deposit, term, interest rate, fees and any balloon payment.
This page currently compares MGS5 EV, MG4 and HS. The comparison reflects BaseRate's validated stored catalogue and may not represent the manufacturer's complete Australian range.
A larger deposit reduces the amount financed and generally reduces both the scheduled repayment and total interest, all else being equal. It does not guarantee approval or a particular rate.
Some eligible loan structures may permit a balloon, subject to lender, vehicle and term limits. A balloon lowers regular repayments by leaving a lump sum due at the end and will generally increase total interest when other assumptions are unchanged.
Used-MG finance may be available. The vehicle's age, market value, purchase source and security value can affect the available lenders, terms and maximum loan amount.
PRACTICAL DECISION GUIDES
Make a better MG finance decision
Compare the buying path, finance structure and complete cost before you continue. These guides explain the trade-offs without relying on a promotional rate.
Start here16 min read
The Complete Car Finance Guide
Build the complete decision around budget, lender assessment, loan structure, ownership costs and settlement—not just a weekly repayment.
Decision guide7 min read
New vs Used Car Finance
Compare how vehicle price, age, depreciation, lender criteria and running costs can affect financing a new or used car.
Decision guide8 min read
Interest Rates and Comparison Rates
Understand the difference between a car-loan interest rate and comparison rate, what fees may be included and how to compare like with like.
Scott Iriks
Scott Iriks is the Founder of BaseRate with over two decades of experience in Australian financial services, including executive leadership and credit operations.
- Founder, BaseRate
- Credit Representative 580651 · ACL 383122