Audi Q5 finance example
Could the Audi Q5 fit your budget?
Start with the vehicle and amount you have in mind. We carry those details into the next step.
Vehicle price from$85,000
VEHICLE INTELLIGENCE
Audi Q5
The Audi Q5 is a premium medium SUV with understated design, quattro capability and a refined, technology-led cabin.
- 2026 model
- Medium Luxury SUV
- Petrol
- Access to 60+ asset-finance lenders
- Online application when ready
- Lender criteria apply
Selected lenders from our accessible asset-finance panel
The logos shown are selected examples, not a promise that every lender or product is available. BaseRate has access to 60+ asset-finance lenders. Lender and product availability varies, and BaseRate does not compare the whole market.
$0
FEE TO USE BASERATE
Disclosed
LENDER-PAID COMMISSION
60+
ASSET-FINANCE LENDERS
100%
ONLINE PROCESS
How BaseRate works
From Audi Q5 research to a finance decision.
Explore affordability, verify your profile and move toward a lender decision through one connected digital journey.
Vehicle pricing is indicative and may exclude on-road costs. Repayments, rates, eligibility and approval depend on your circumstances and lender assessment.
Checking current market data
Know the market before you finance.
Review the current value range, select the exact provider variant when available, and test a finance scenario without a credit check.
Current market value
$85,000Catalogue guideIndicative retail value
$89,250Modelled from catalogue guideIndicative trade-in
$72,250Modelled from catalogue guide No fabricated live valuation2026 Audi Q5 catalogue baseline · Medium Luxury SUV · Petrol
Five-year value outlook
Estimated retained value
Estimated value in five years$37,715Estimated retained value44%
Finance scenario
About $374/week*
Based on $80,000 financed at an illustrative 7.99% p.a.
$5,000up to $34,000
Compare new vs used *Estimate only, not a quote or approval. Fees, comparison rate and lender criteria may change the result.
Also worth a look
Compare similar medium luxury suv options
Market values and forecasts are estimates for research purposes, not offers, appraisals or guaranteed resale values. Vehicle condition, kilometres, location and exact specification affect actual value.
Estimated cost to own
Annual registration estimate
Registration is not one national flat fee. Select where the Audi Q5 will be registered and we’ll apply that jurisdiction’s current renewal method.
Refine vehicle assumptions
Model pages use a representative vehicle until an exact derivative is selected. Check the compliance plate or manufacturer specification for exact figures.
WA · 12-month private renewal
$1,043
about $20 per week
- Registration and vehicle charge
- $513
- Compulsory injury cover allowance
- $521
- Other statutory charges
- $10
Tare weight rounded up to 100kg, plus annual MII and recording fee.
1,650kg estimated kerb weight4-cylinder engine2,000cc capacity
Uses the standard private motor-car or goods-vehicle MII class. Estimate uses fees effective 1 July 2026. Excludes stamp duty, transfer fees, inspections, concessions, special plates and temporary rebates. Transport WA licence fees
AUDI Q5
Everything You Need to Know
Example Rate
7.99% p.a.
Illustrative only; not an advertised rate
Loan Amount
Profile-based
Serviceability, vehicle and LVR limits apply
Loan Terms
2–7 Years*
Observed range; vehicle-age limits apply
Key Finance Features
- Early payout terms vary by lender and product
- Vehicle age and LVR affect eligibility
- New, used and eligible private-sale vehicles
- Consumer and eligible business-use pathways
Finance pathway
How will you use this Q5?
$85,000 is the vehicle-price starting point. Purpose determines the first finance pathway; security and evidence come next.
Mainly personal use
Secured consumer finance is the usual starting point
The Audi Q5 and the applicant are assessed together. Price, deposit, term, credit conduct and affordability can all change the available structure.
- Vehicle usually supports the loan
- Consumer assessment and protections apply where relevant
Mainly business use
Compare the commercial ownership structure
A chattel mortgage, finance lease or hire purchase can place ownership and end-of-term obligations differently. Low doc describes evidence—not the product.
- Predominant business purpose matters
- Confirm ownership, evidence, balloon or residual
These are starting pathways, not product recommendations or approval indications. Unsecured finance may also be relevant when a vehicle is not accepted as security.
WHY BASERATE
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No Obligation
Get matched with rates without any commitment or pressure.
USED & NEAR-NEW
Looking at a used or near-new Q5?
Near-new Audi Q5s under 5 years old often attract competitive indicative lender options — especially for good-credit buyers. Estimate repayments and compare options before you negotiate. Subject to lender criteria and credit assessment.
FAQS
Common Questions About Audi Q5 Finance
For a 2026 Audi Q5 using a $85,000 RRP reference, with a $1,000 deposit over 5 years at 7.99% p.a., estimated weekly repayments are around $393. Your actual repayments will vary based on your deposit, loan term, interest rate and whether you include a balloon payment. Use our calculator above for a personalised estimate.
A trade-in can reduce the amount you need to finance in the same way as a cash deposit. The usable amount is the trade-in value less any finance still owing on that vehicle. The final loan structure remains subject to valuation, lender criteria and credit assessment.
Some lenders may allow eligible dealer-fitted accessories to be included in the loan. Approval depends on the accessory, total loan-to-value ratio, vehicle and lender criteria. Add accessories to the estimate, then confirm what a specific finance option permits before proceeding.
The standard BaseRate vehicle-page estimate assumes no balloon unless the calculator expressly shows otherwise. A balloon can reduce regular repayments but leaves a lump sum payable at the end of the term and increases the total interest paid when other assumptions are unchanged.
You will generally need identification, income and employment details, regular expenses, existing debts and information about the vehicle and purchase. The exact documents and assessment requirements depend on the financier and your circumstances.
PRACTICAL DECISION GUIDES
Make a better Audi Q5 finance decision
Compare the buying path, finance structure and complete cost before you continue. These guides explain the trade-offs without relying on a promotional rate.
Start here16 min read
The Complete Car Finance Guide
Build the complete decision around budget, lender assessment, loan structure, ownership costs and settlement—not just a weekly repayment.
Decision guide7 min read
New vs Used Car Finance
Compare how vehicle price, age, depreciation, lender criteria and running costs can affect financing a new or used car.
Decision guide8 min read
Interest Rates and Comparison Rates
Understand the difference between a car-loan interest rate and comparison rate, what fees may be included and how to compare like with like.
FINANCE CALCULATORS
