Petrol
K4
Small Sedan/Hatch · 4 variants
~$104/wk
- Stored RRP
- $32,090–$43,790
- Range data
- —
Lower-cost commuter driving
Compare K4
PASSENGER CARS, FAMILY SUVS & EVS
Kia Car Finance Australia
Compare Kia passenger cars, family movers, hybrid SUVs and electric vehicles on the same illustrative finance structure. Review the trade-off between entry price, space and powertrain.
Repayment estimates are indicative only. Rates, fees, eligibility and approval depend on the lender and your circumstances.
BUILD YOUR EXAMPLE
Compare Kia repayments on one structure.
Choose a model, contribution, term and optional balloon. The estimate uses the same assumptions throughout so the models remain comparable.
INDICATIVE EXAMPLE
Kia Sportage
Medium SUV · Petrol, Diesel or Hybrid
7.99% p.a. example
Estimated weekly repayment
$123/week
- Vehicle price
- $37,990
- Amount financed
- $34,191
- Estimated interest
- $10,559
- Total loan repayments
- $44,750
Illustrative example only. Repayment estimates use a 7.99% p.a. example interest rate and exclude lender-specific fees unless stated. This is not a quote, offer, approval or indication that this rate is available. Your interest rate, comparison rate, fees and repayments will depend on the financier, your circumstances and the final loan details. The total shown excludes your deposit and any lender fees.
KIA MODEL COMPARISON
Compare price, powertrain and repayment.
Start with the same 10% deposit, seven-year term and 7.99% p.a. illustrative rate. Then open a model to compare its variants in detail.
6
models compared
21
stored variants
Petrol, Diesel or Hybrid / Petrol / Diesel or Hybrid / Hybrid / Electric
powertrains
$32,090–$129,590
stored RRP range
Petrol, Diesel or Hybrid
Sportage
Medium SUV · 4 variants
~$123/wk
- Stored RRP
- $37,990–$60,370
- Range data
- —
Hybrid family SUV use
Compare SportageHybrid
Sorento
Large SUV · 4 variants
~$162/wk
- Stored RRP
- $50,000–$70,000
- Range data
- 57km
Seven-seat family flexibility
Compare SorentoDiesel or Hybrid
Carnival
People Mover · 2 variants
~$191/wk
- Stored RRP
- $58,890–$59,990
- Range data
- —
Large-family passenger space
Compare CarnivalElectric
EV6
Medium Crossover · 4 variants
~$212/wk
- Stored RRP
- $65,590–$92,590
- Range data
- 394–528km
Electric performance and road trips
Compare EV6Electric
EV9
Large SUV · 3 variants
~$338/wk
- Stored RRP
- $104,590–$129,590
- Range data
- 505km
Large electric family SUV use
Compare EV9Indicative repayments exclude lender fees and assume no balloon. Range figures are drawn from the current stored variant records and may use different testing standards. Confirm the exact vehicle specification and current price before deciding.
CHOOSE BY INTENT
Which Kia fits the job?
Start with how you will use the car. Then compare variants and finance on the same structure instead of choosing from a badge alone.
PETROL · SMALL SEDAN/HATCH
Lower-cost commuter driving
The 2026 Kia K4 succeeds the Cerato with a sharper sedan and hatch design, modern cabin technology and a choice of efficient petrol or turbocharged powertrains.
Explore K4PETROL, DIESEL OR HYBRID · MEDIUM SUV
Hybrid family SUV use
The 2026 Kia Sportage is offered in S, SX, SX+ and GT-Line grades with petrol, diesel and hybrid choices depending on grade. The cheapest grade and the most efficient drivetrain are not the same purchase decision.
Explore Sportage
DIESEL OR HYBRID · PEOPLE MOVER
Large-family passenger space
The current Kia Carnival is an eight-seat people mover offered in diesel and hybrid form across S, Sport+ and GT-Line grades. The published entry offers apply to the S Diesel and S Hybrid, so higher-grade repayments must not be inferred from the headline price.
Explore Carnival
HYBRID · LARGE SUV
Seven-seat family flexibility
The Kia Sorento is a premium 7-seat large SUV available in petrol, hybrid and plug-in hybrid, combining a spacious cabin with Kia's 7-year warranty.
Explore Sorento
ELECTRIC · MEDIUM CROSSOVER
Electric performance and road trips
The Kia EV6 is an award-winning electric crossover with bold styling, ultra-fast 800V charging, excellent range and world-class performance. Finance through BaseRate in Australia with lender-panel comparison - rates and eligibility depend on lender assessment.
Explore EV6
ELECTRIC · LARGE SUV
Large electric family SUV use
The Kia EV9 is a flagship 7-seat electric large SUV with commanding presence, ultra-fast charging and advanced technology. Finance through BaseRate in Australia with lender-panel comparison - rates and eligibility depend on lender assessment.
Explore EV9Lender panel
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Kia finance example
Could the Kia fit your budget?
Start with the vehicle and amount you have in mind. We carry those details into the next step.
Vehicle price from$32,090
Vehicle pricing is indicative and may exclude on-road costs. Repayments, rates, eligibility and approval depend on your circumstances and lender assessment.
COMPARE THE COMPLETE STRUCTURE
A lower repayment does not always mean cheaper finance.
Keep the Kia vehicle price, deposit, term and balloon identical when comparing options. Then check the applicable comparison rate, fees, total repayments and any conditions attached to a vehicle incentive.
Normalise the loan structure
Compare total repayment
Check conditions and fees
FAQS
Kia car finance questions
Within BaseRate's current Kia comparison set, the K4 has the lowest starting price and indicative weekly repayment. The exact result changes with the selected variant, deposit, term, interest rate, fees and any balloon payment.
This page currently compares Sportage, K4, Carnival, Sorento, EV6 and EV9. The comparison reflects BaseRate's validated stored catalogue and may not represent the manufacturer's complete Australian range.
A larger deposit reduces the amount financed and generally reduces both the scheduled repayment and total interest, all else being equal. It does not guarantee approval or a particular rate.
Some eligible loan structures may permit a balloon, subject to lender, vehicle and term limits. A balloon lowers regular repayments by leaving a lump sum due at the end and will generally increase total interest when other assumptions are unchanged.
Used-Kia finance may be available. The vehicle's age, market value, purchase source and security value can affect the available lenders, terms and maximum loan amount.
PRACTICAL DECISION GUIDES
Make a better Kia finance decision
Compare the buying path, finance structure and complete cost before you continue. These guides explain the trade-offs without relying on a promotional rate.
Start here16 min read
The Complete Car Finance Guide
Build the complete decision around budget, lender assessment, loan structure, ownership costs and settlement—not just a weekly repayment.
Decision guide7 min read
New vs Used Car Finance
Compare how vehicle price, age, depreciation, lender criteria and running costs can affect financing a new or used car.
Decision guide8 min read
Interest Rates and Comparison Rates
Understand the difference between a car-loan interest rate and comparison rate, what fees may be included and how to compare like with like.
Scott Iriks
Scott Iriks is the Founder of BaseRate with over two decades of experience in Australian financial services, including executive leadership and credit operations.
- Founder, BaseRate
- Credit Representative 580651 · ACL 383122