Disclaimer
Last updated: June 2026
General Information Only
The information on the BaseRate website and platform is provided for general informational purposes only. It does not constitute financial, credit, legal, tax or accounting advice. You should seek independent professional advice before making any financial decision.
Indicative Estimates
Illustrative example only. Repayment estimates use a 7.99% p.a. example interest rate and exclude lender-specific fees unless stated. This is not a quote, offer, approval or indication that this rate is available. Your interest rate, comparison rate, fees and repayments will depend on the financier, your circumstances and the final loan details.
All repayment calculations, rate estimates, borrowing power figures and comparison results shown on this platform are indicative only. They are based on the inputs you provide and general assumptions. They do not represent:
- A credit quote or offer of credit from any lender
- A guarantee that you will be approved for any particular finance product
- The actual rate or repayment you will receive from any lender
Actual rates and repayments are determined by individual lenders following a full credit assessment, verification of your information, and consideration of their current lending criteria.
Comparison Rates
A lender-specific comparison rate cannot be calculated from this generic example because lender fees are not included. When you receive a finance option, compare its interest rate, comparison rate, fees, total repayments and terms before proceeding.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
How BaseRate Is Paid
BaseRate does not charge you a fee to use our service. If a finance application introduced through BaseRate settles, the financier pays BaseRate a commission. The amount can vary between financiers and products. Financier fees, interest, credit criteria and terms may still apply.
Third-Party Lenders
BaseRate facilitates connections between consumers and third-party lenders. We are not responsible for the products, terms, conduct or decisions of any lender on our panel. You should carefully read all finance documents provided by a lender before signing.
External Links
Our platform may contain links to third-party websites. These links are provided for your convenience only. BaseRate does not endorse, control or take responsibility for the content or practices of any linked website.
Credit Licensing
BaseRate acts as a Corporate Credit Representative of Scott Iriks, holder of Australian Credit Licence 383122. Credit activities on this platform are conducted under that licence.
Contact
If you have questions about this Disclaimer, contact us at ask@baserate.com.au.