Electric
Model 3
Sedan · 3 variants
~$178/wk
- Stored RRP
- $54,900–$80,900
- Range data
- 520–750km
Electric sedan commuting and road trips
Compare Model 3
ELECTRIC SEDANS & SUVS
Tesla Car Finance Australia
Compare Tesla Model Y and Model 3 stored prices and estimated repayments on the same structure. Choose between SUV packaging and lower sedan road profile.
Repayment estimates are indicative only. Rates, fees, eligibility and approval depend on the lender and your circumstances.
TESLA MARKET INTELLIGENCE
Tesla Model Y and Model 3 sales trends in Australia
See 12 months of reported Australian Tesla sales beside the RBA cash-rate target, then compare how Model Y list-price changes affect one standardised Tesla finance example. Sales and interest rates can move together without one causing the other.
- 12-month sales
- 42,159
- Latest cash rate
- 4.35%
Model Y + Model 3
July 2026 month-end
Monthly sales and the RBA cash rate
August 2025–July 2026 · Australian reported new-vehicle sales
Model YModel 3RBA cash rate
Model Y share
86%
36,293 of 42,159
Highest month
June 2026
8,670 combined sales reported
Read with care
Supply, deliveries, incentives, model updates and seasonality can materially move a monthly result. This chart does not prove that rate changes caused sales changes.
View the exact monthly Tesla sales and RBA data
| Month | Model Y | Model 3 | Combined | RBA rate |
|---|---|---|---|---|
| Aug 25 | 2,324 | 603 | 2,927 | 3.60% |
| Sep 25 | 3,927 | 736 | 4,663 | 3.60% |
| Oct 25 | 735 | 181 | 916 | 3.60% |
| Nov 25 | 2,269 | 433 | 2,702 | 3.60% |
| Dec 25 | 1,998 | 587 | 2,585 | 3.60% |
| Jan 26 | 288 | 213 | 501 | 3.60% |
| Feb 26 | 2,791 | 483 | 3,274 | 3.85% |
| Mar 26 | 2,818 | 667 | 3,485 | 4.10% |
| Apr 26 | 822 | 403 | 1,225 | 4.10% |
| May 26 | 5,605 | 828 | 6,433 | 4.35% |
| Jun 26 | 8,072 | 598 | 8,670 | 4.35% |
| Jul 26 | 4,644 | 134 | 4,778 | 4.35% |
| 12-month total | 36,293 | 5,866 | 42,159 | — |
MODEL Y PRICE INDEX
The same finance assumptions isolate the price effect.
The Australian Model Y RWD list price is $10,000 lower than at launch. Holding the example rate, deposit and term constant reduces the indicative repayment by about $47 a week.
- Launch example
- $318/wk
- Current example
- $271/wk
Both examples use a $1,000 deposit, 5-year term, no balloon and 7.99% p.a. illustrative rate. Before on-road costs and lender fees. This isolates vehicle price; it is not a historical loan-rate comparison.
| Price date | List price | Est. weekly | Source |
|---|---|---|---|
| Jun 2022 launch | $68,900 | $318/wk | carsales |
| Jul 2023 | $65,400 | $301/wk | Chasing Cars |
| Apr 2024 | $60,900 | $280/wk | CarExpert |
| May 2024 | $55,900 | $257/wk | carsales |
| Mar 2025 | $58,900 | $271/wk | carsales |
Price events, not every month. All observations are Model Y RWD prices before on-road costs. The latest reviewed price event is March 2025; BaseRate rechecked the dataset on 8 August 2026.
BUILD YOUR EXAMPLE
Compare Tesla repayments on one structure.
Choose a model, contribution, term and optional balloon. The estimate uses the same assumptions throughout so the models remain comparable.
INDICATIVE EXAMPLE
Tesla Model Y
Medium SUV · Electric
7.99% p.a. example
Estimated weekly repayment
$191/week
- Vehicle price
- $58,900
- Amount financed
- $53,010
- Estimated interest
- $16,371
- Total loan repayments
- $69,381
Illustrative example only. Repayment estimates use a 7.99% p.a. example interest rate and exclude lender-specific fees unless stated. This is not a quote, offer, approval or indication that this rate is available. Your interest rate, comparison rate, fees and repayments will depend on the financier, your circumstances and the final loan details. The total shown excludes your deposit and any lender fees.
TESLA MODEL COMPARISON
Compare price, powertrain and repayment.
Start with the same 10% deposit, seven-year term and 7.99% p.a. illustrative rate. Then open a model to compare its variants in detail.
2
models compared
7
stored variants
Electric
powertrain
$54,900–$89,400
stored RRP range
Electric
Model Y
Medium SUV · 4 variants
~$191/wk
- Stored RRP
- $58,900–$89,400
- Range data
- 466–681km
Electric family SUV use
Compare Model YIndicative repayments exclude lender fees and assume no balloon. Range figures are drawn from the current stored variant records and may use different testing standards. Confirm the exact vehicle specification and current price before deciding.
CHOOSE BY INTENT
Which Tesla fits the job?
Start with how you will use the car. Then compare variants and finance on the same structure instead of choosing from a badge alone.
ELECTRIC · SEDAN
Electric sedan commuting and road trips
The current Australian Tesla Model 3 range includes Premium Rear-Wheel Drive, Premium Long Range Rear-Wheel Drive and Performance All-Wheel Drive. Range, charging speed and performance differ materially, so compare the exact derivative before estimating repayments.
Explore Model 3ELECTRIC · MEDIUM SUV
Electric family SUV use
The current Australian Tesla Model Y range includes Premium Rear-Wheel Drive, Premium Long Range All-Wheel Drive, the six-seat Model Y L and Performance All-Wheel Drive. Compare seating, range, charging and purchase price before choosing the amount to finance.
Explore Model YLender panel
Established lenders. One digital journey.
Selected panel lenders; availability varies. How we get paid
How BaseRate works
From Tesla research to a finance decision.
Explore affordability, verify your profile and move toward a lender decision through one connected digital journey.
Tesla finance example
Could the Tesla fit your budget?
Start with the vehicle and amount you have in mind. We carry those details into the next step.
Vehicle price from$54,900
Vehicle pricing is indicative and may exclude on-road costs. Repayments, rates, eligibility and approval depend on your circumstances and lender assessment.
COMPARE THE COMPLETE STRUCTURE
A lower repayment does not always mean cheaper finance.
Keep the Tesla vehicle price, deposit, term and balloon identical when comparing options. Then check the applicable comparison rate, fees, total repayments and any conditions attached to a vehicle incentive.
Normalise the loan structure
Compare total repayment
Check conditions and fees
FAQS
Tesla car finance questions
Within BaseRate's current Tesla comparison set, the Model 3 has the lowest starting price and indicative weekly repayment. The exact result changes with the selected variant, deposit, term, interest rate, fees and any balloon payment.
This page currently compares Model Y and Model 3. The comparison reflects BaseRate's validated stored catalogue and may not represent the manufacturer's complete Australian range.
A larger deposit reduces the amount financed and generally reduces both the scheduled repayment and total interest, all else being equal. It does not guarantee approval or a particular rate.
Some eligible loan structures may permit a balloon, subject to lender, vehicle and term limits. A balloon lowers regular repayments by leaving a lump sum due at the end and will generally increase total interest when other assumptions are unchanged.
Used-Tesla finance may be available. The vehicle's age, market value, purchase source and security value can affect the available lenders, terms and maximum loan amount.
PRACTICAL DECISION GUIDES
Make a better Tesla finance decision
Compare the buying path, finance structure and complete cost before you continue. These guides explain the trade-offs without relying on a promotional rate.
Decision guide9 min read
Electric Vehicle Finance
Learn how lenders assess electric vehicles and how battery condition, insurance, charging costs, tax rules and depreciation can affect your finance decision.
Decision guide7 min read
New vs Used Car Finance
Compare how vehicle price, age, depreciation, lender criteria and running costs can affect financing a new or used car.
Decision guide8 min read
Interest Rates and Comparison Rates
Understand the difference between a car-loan interest rate and comparison rate, what fees may be included and how to compare like with like.
Scott Iriks
Scott Iriks is the Founder of BaseRate with over two decades of experience in Australian financial services, including executive leadership and credit operations.
- Founder, BaseRate
- Credit Representative 580651 · ACL 383122