Finance Calculators
Estimate repayments before you apply. All calculators are indicative, your actual rate is determined through the application process.
Car Loan Calculator
Estimate weekly, fortnightly or monthly repayments for your next vehicle purchase. Adjust price, deposit, term and balloon payment.
Weekly Car Repayment Calculator
See weekly repayment estimates for popular vehicles. Enter a vehicle price and get an instant weekly figure.
New Car Loan Calculator
Estimate repayments on a brand-new vehicle. Includes new car defaults and links to popular new vehicle pages.
Used Car Loan Calculator
Estimate repayments on a used vehicle. Works for dealer and private sale used car finance.
Balloon Payment Calculator
See how adding a balloon payment reduces your regular repayments, and what you owe at the end of the term.
Car Loan Refinance Calculator
Estimate what your repayments could be if you refinance your existing car loan at a lower rate or different term.
Car Affordability Calculator
Find out what vehicle price fits your weekly budget. See repayment ranges across different price points.
Total Cost of Ownership Calculator
Combine depreciation, finance interest, fuel or charging, insurance, servicing and registration into an economic weekly cost.
Trade-in Equity Calculator
Estimate positive or negative equity using a realistic vehicle value, current lender payout and transaction costs.
Selected lenders from our accessible asset-finance panel


The logos shown are selected examples, not a promise that every lender or product is available. BaseRate has access to 60+ asset-finance lenders. Lender and product availability varies, and BaseRate does not compare the whole market.
Ask a question.
Get a real answer.
Your Finance Guide knows what you've been looking at. It helps you move toward a real rate, with lender-panel comparison, clear panel scope, and no pressure to pick up the phone.
- lender-panel comparison
- clear panel scope
- Secure and private
Your Finance Guide
BaseRate Digital Platform
Tell me what you're looking for and I'll help you move forward.
lender-panel comparison · clear panel scope · No obligation
Ready to move beyond the estimate?
Fast digital finance. Start your finance journey through BaseRate.
lender-panel comparison · No obligation