Best suited to
- Trade and fleet configurations
- Regional buyers prioritising dealer reach
- Buyers wanting established resale demand
Current Australian Diesel range
Toyota Hilux
Compare 4 published Hilux choices, new versus used and select a finance term that suits your budget.
New Hilux finance estimate$154–$332 / week*
$65,990 RRP reference · about $304/week
- Access to 60+ asset-finance lenders
- Online application when ready
- Lender criteria apply
*Illustrative estimate across the published Toyota RRP range, at 7.99% p.a. over five years with a $1,000 deposit, no balloon and excluding lender fees. RRP excludes on-road costs. Finance estimate only; lending criteria apply.
Pricing and specifications checked 7 August 2026 against Toyota Australia 2026 HiLux pricing release.
4variants
3,500kgbraked towing
2 or 5seats
Model decision guide
Is the Toyota Hilux the right fit?
HiLux spans low-priced cab-chassis work vehicles and high-spec dual-cabs. Comparing repayments by grade alone can pair the wrong body, transmission or drivetrain.
Swipe through the decision points
Check before choosing
- Tray cost is often additional on cab-chassis vehicles
- Manual versus automatic availability
- Payload and GCM after bullbar, canopy and towing accessories
Compare with
- Ford Ranger for broader lifestyle equipment
- Mitsubishi Triton for value
- Isuzu D-MAX for towing-focused buyers
Choose your variant
Swipe to compare 4 featured variants
Lower RRPToyota Hilux
WorkMate 4x2 Single Cab Chassis Manual
$33,990$154/week*- 2.8L turbo-diesel four-cylinder
- 150kW · 420Nm
- 2 seats · 2,900kg towing
Lower RRPToyota Hilux
SR 4x4 Double Cab Pick-up 48V
$59,490$274/week*- 2.8L turbo-diesel four-cylinder
- 150kW · 500Nm
- 5 seats · 3,500kg towing
SelectedToyota Hilux
SR5 4x4 Double Cab Pick-up 48V
$65,990$304/week*- 2.8L turbo-diesel four-cylinder
- 150kW · 500Nm
- 5 seats · 3,500kg towing
CompareToyota Hilux
Rogue 4x4 Double Cab Pick-up 48V
$71,990$332/week*- 2.8L turbo-diesel four-cylinder
- 150kW · 500Nm
- 5 seats · 3,500kg towing
Selected variant
SR5 4x4 Double Cab Pick-up 48V
- Power
- 150kW
- Torque
- 500Nm
- Payload
- 965kg · calculated
- Fuel use
- 7.2L/100km
Exact derivative identity reviewed against Toyota Australia.
Repayment comparison
Toyota Hilux balloon payment calculator
Compare a lower weekly repayment with the final balloon payment due at the end of the loan. Start with no balloon, then test the trade-off.
SR5 4x4 Double Cab Pick-up 48V$65,990Published price before accessories
Amount financed: $64,990. The rate is illustrative; actual rates, fees and eligibility vary by lender and applicant.
No balloon: $304/week estimated, with no lump-sum final payment.
Your selected setup will carry into the finance journey.Estimates use standard amortisation and exclude lender fees. A balloon lowers regular repayments but leaves a lump sum due at the end and usually increases total interest. Balloon availability and limits depend on lender policy, loan term, vehicle age and your circumstances. This is not a quote, approval or financial advice.
Compare vehicles
How does the Hilux compare?
Compare price, weekly repayment, practicality, warranty and safety.
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Right vehicle · search 58 cars
Right variant · closest price selected
Popular comparisons
Your HiluxToyota Hilux
SR5 4x4 Double Cab Pick-up 48V
$65,9902.8L turbo-diesel four-cylinder · 5 seatsPrice reference$65,990 RRP$75,090 RRP
Weekly estimate$304$347
Fuel / powertrain2.8L turbo-diesel four-cylinder3.0L V6 turbo-diesel 4WD
Body typeDouble-Cab Pick-UpDouble Cab Pick-Up
Seats5 seats5 seats
Warranty5 years/unlimited km; commercial use 5 years/160,000 km5 years/unlimited km
ANCAP safety5-star ANCAP (2025)5-star ANCAP (2022)
Compare withFord Ranger
Wildtrak V6 4x4 Double Cab Pick-up
$75,090Double Cab Pick-Up · 3.0L V6 turbo-diesel 4WDEach derivative’s price basis is shown. RRP and indicative prices exclude on-road costs; drive-away references include them. Repayments use your selected finance settings.
Estimate Hilux repayment ↓Estimated cost to own
Finance is one cost. Ownership is the full picture.
BaseRate provides the finance estimate only. Every other figure is an indicative weekly ownership allowance and is paid separately.
Estimated weekly ownership total$447/week
Estimated driving distance15,000 km/yearUsed for the fuel estimate below.
Your fuel-price assumption$2.00/litreChange this to match your local fuel price.
BaseRate finance estimateCalculated from the inputs above$304/week
Fuel21litre/week at 7.2L/100km$42/week
InsuranceIndicative vehicle-value allowance$46/week
Servicing & maintenanceIndicative weekly allowance$19/week
TyresBased on your annual kilometres$13/week
RegistrationWA private estimate · refine at the bottom$23/week
Estimated weekly total$447/week
Only the finance repayment is provided by BaseRate. Energy, insurance, servicing, maintenance, tyres and registration are indicative estimates and are not included in the finance repayment.
Finance pathway
How will you use this Hilux SR5 4x4 Double Cab Pick-up 48V?
$65,990 is the vehicle-price starting point. Purpose determines the first finance pathway; security and evidence come next.
Mainly personal use
Secured consumer finance is the usual starting point
The Toyota Hilux SR5 4x4 Double Cab Pick-up 48V and the applicant are assessed together. Price, deposit, term, credit conduct and affordability can all change the available structure.
- Vehicle usually supports the loan
- Consumer assessment and protections apply where relevant
Mainly business use
Compare the commercial ownership structure
A chattel mortgage, finance lease or hire purchase can place ownership and end-of-term obligations differently. Low doc describes evidence—not the product.
- Predominant business purpose matters
- Confirm ownership, evidence, balloon or residual
These are starting pathways, not product recommendations or approval indications. Unsecured finance may also be relevant when a vehicle is not accepted as security.
New, used and ATO indicative depreciation
Would new or three-year-old suit you better?
The same ATO benchmark informs the used-price illustration and the depreciation curve. It does not claim to predict Hilux market resale value.
- Current published Toyota RRP reference
- Full new-car warranty
- Current model specification
or
- Lower indicative purchase price
- Exact kilometres and condition matter
- Used finance options available
ATO indicative value after three years$30,90046.88% of the selected published price reference using the eight-year effective-life benchmark.
What changes the real resultAge, kilometres and conditionSpecification, market demand, service history and location may also materially change actual resale value.
ATO indicative depreciation
Indicative value versus loan balance
ATO indicative valueLoan balance
Year 5: $18,563 indicative value · $0 loan balanceBased on the ATO eight-year effective-life residual benchmark. This is an indicative benchmark, not a resale valuation. Depreciation varies with vehicle age, kilometres, condition, specification and market demand.
Ownership essentials
Hilux ownership at a glance
Compare the facts that matter when you plan to keep, tow with and service your vehicle.
Warranty5 years/unlimited km; commercial use 5 years/160,000 km
Towing capacity3,500kg braked · 750kg unbraked
ANCAP5-star ANCAP (2025)
Buyer questions
Toyota Hilux finance FAQs
Clear answers about repayment assumptions, deposits, accessories and the information lenders may need.
How much are Toyota Hilux repayments per week?
For a 2026 Toyota Hilux SR5 4x4 Double Cab Pick-up 48V using a $65,990 RRP reference, with a $1,000 deposit over 5 years at 7.99% p.a., estimated weekly repayments are around $304. Your actual repayments will vary based on your deposit, loan term, interest rate and whether you include a balloon payment. Use our calculator above for a personalised estimate.
Can I finance a ute for business use?
Yes. Utes used for business purposes can often be financed under a chattel mortgage or commercial hire purchase, which may allow GST input tax credits and other tax advantages. If the ute is used for both business and personal use, speak with your accountant about the most suitable loan structure. BaseRate can discuss both personal and business loan options through our Finance Guide.
Can I use a trade-in instead of a cash deposit?
A trade-in can reduce the amount you need to finance in the same way as a cash deposit. The usable amount is the trade-in value less any finance still owing on that vehicle. The final loan structure remains subject to valuation, lender criteria and credit assessment.
Can dealer-fitted accessories be included in the car loan?
Some lenders may allow eligible dealer-fitted accessories to be included in the loan. Approval depends on the accessory, total loan-to-value ratio, vehicle and lender criteria. Add accessories to the estimate, then confirm what a specific finance option permits before proceeding.
Does the repayment estimate include a balloon payment?
The standard BaseRate vehicle-page estimate assumes no balloon unless the calculator expressly shows otherwise. A balloon can reduce regular repayments but leaves a lump sum payable at the end of the term and increases the total interest paid when other assumptions are unchanged.
Estimated cost to own
Annual registration estimate
Registration is not one national flat fee. Select where the Toyota Hilux SR5 4x4 Double Cab Pick-up 48V will be registered and we’ll apply that jurisdiction’s current renewal method.
Refine vehicle assumptions
Model pages use a representative vehicle until an exact derivative is selected. Check the compliance plate or manufacturer specification for exact figures.
WA · 12-month private renewal
$1,155
about $22 per week
- Registration and vehicle charge
- $661
- Compulsory injury cover allowance
- $484
- Other statutory charges
- $10
Tare weight rounded up to 100kg, plus annual MII and recording fee.
2,155kg estimated kerb weight4-cylinder engine2,800cc capacity
Uses the standard private motor-car or goods-vehicle MII class. Estimate uses fees effective 1 July 2026. Excludes stamp duty, transfer fees, inspections, concessions, special plates and temporary rebates. Transport WA licence fees