Lower RRPKia K4
S
$32,090$145/week*- 2.0L naturally aspirated four-cylinder petrol
- 112kW · 192Nm
- 5 seats
Current Australian Petrol range
Kia K4
Compare 4 published K4 choices, new versus used and select a finance term that suits your budget.
New K4 finance estimate$145–$200 / week*
$35,090 RRP reference · about $159/week
- Access to 60+ asset-finance lenders
- Online application when ready
- Lender criteria apply
*Illustrative estimate across the published Kia RRP range, at 7.99% p.a. over five years with a $1,000 deposit, no balloon and excluding lender fees. RRP excludes on-road costs. Finance estimate only; lending criteria apply.
4variants
112kWpower
5seats
Choose your variant
Swipe to compare 4 featured variants
Lower RRPSelectedKia K4
Sport
$35,090$159/week*- 2.0L naturally aspirated four-cylinder petrol
- 112kW · 192Nm
- 5 seats
CompareKia K4
Sport+
$38,090$174/week*- 2.0L naturally aspirated four-cylinder petrol
- 112kW · 192Nm
- 5 seats
CompareKia K4
GT-Line
$43,790$200/week*- 1.6L turbocharged four-cylinder petrol
- 142kW · 265Nm
- 5 seats
Selected variant
Sport
- Power
- 112kW
- Torque
- 192Nm
- Fuel use
- 8.5L/100km · generic estimate
Derivative identity is not yet verified. Estimated fields are labelled and do not affect the RRP finance calculation.
Compare vehicles
How does the K4 compare?
Compare price, weekly repayment, practicality, warranty and safety.
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Right variant · closest price selected
Popular comparisons
Your K4Kia K4
Sport
$35,0902.0L naturally aspirated four-cylinder petrol · 5 seatsPrice reference$35,090 RRP$34,990 drive-away
Weekly estimate$159$159
Fuel / powertrain2.0L naturally aspirated four-cylinder petrol1.6L petrol hybrid, 6-speed dual-clutch, front-wheel drive
Body typeSmall carSedan
Seats5 seats5 seats
WarrantyNot available5 years/unlimited km
ANCAP safetyNot available3-star ANCAP (2024)
Compare withHyundai i30
i30 Sedan Hybrid
$34,990Sedan · 1.6L petrol hybrid, 6-speed dual-clutch, front-wheel driveEach derivative’s price basis is shown. RRP and indicative prices exclude on-road costs; drive-away references include them. Repayments use your selected finance settings.
Estimate K4 repayment ↓Finance studio
Shape the Sport around your budgetPersonalise your K4 repayment
Start at a $1,000 deposit and five years. Every result updates from the selected derivative.
Estimated weekly repayment$159/week$34,090 financed
Published RRP reference · Sport$35,090
Only accessories accepted by the lender may be financeable. Loan-to-value limits and lender criteria apply.
Adjust this illustrative rate to test affordability. Your actual rate may be higher or lower and depends on the lender, vehicle and your circumstances.
Finance input notes
Only accessories accepted by the lender may be financeable. Loan-to-value limits and lender criteria apply. Adjust this illustrative rate to test affordability. Your actual rate may be higher or lower and depends on the lender, vehicle and your circumstances.
Estimated weekly repayment$159 / week
- Vehicle plus accessories
- $35,090
- Estimated amount financed
- $34,090
- Indicative annual income guide
- From $25,000 p.a.
- Term
- 5 years
- Illustrative rate
- 7.99% p.a.
- Balloon
- $0
Finance estimate only. Fees, accessory eligibility, lender criteria and individual circumstances can change the result. The income guide assumes the repayment is no more than 35% of gross income. This is not an offer, serviceability assessment or approval.
Your selections will be carried into the finance journey.Compare new versus usedEstimated cost to own
Finance is one cost. Ownership is the full picture.
BaseRate provides the finance estimate only. Every other figure is an indicative weekly ownership allowance and is paid separately.
Estimated weekly ownership total$295/week
Estimated driving distance15,000 km/yearUsed for the fuel estimate below.
Your fuel-price assumption$2.00/litreChange this to match your local fuel price.
BaseRate finance estimateCalculated from the inputs above$159/week
Fuel25litre/week at 8.5L/100km generic estimate$49/week
InsuranceIndicative vehicle-value allowance$37/week
Servicing & maintenanceIndicative weekly allowance$19/week
TyresBased on your annual kilometres$13/week
RegistrationWA private estimate · refine at the bottom$18/week
Estimated weekly total$295/week
Only the finance repayment is provided by BaseRate. Energy, insurance, servicing, maintenance, tyres and registration are indicative estimates and are not included in the finance repayment.
Finance pathway
How will you use this K4 Sport?
$35,090 is the vehicle-price starting point. Purpose determines the first finance pathway; security and evidence come next.
Mainly personal use
Secured consumer finance is the usual starting point
The Kia K4 Sport and the applicant are assessed together. Price, deposit, term, credit conduct and affordability can all change the available structure.
- Vehicle usually supports the loan
- Consumer assessment and protections apply where relevant
Mainly business use
Compare the commercial ownership structure
A chattel mortgage, finance lease or hire purchase can place ownership and end-of-term obligations differently. Low doc describes evidence—not the product.
- Predominant business purpose matters
- Confirm ownership, evidence, balloon or residual
These are starting pathways, not product recommendations or approval indications. Unsecured finance may also be relevant when a vehicle is not accepted as security.
New, used and ATO indicative depreciation
Would new or three-year-old suit you better?
The same ATO benchmark informs the used-price illustration and the depreciation curve. It does not claim to predict K4 market resale value.
- Current published Kia RRP reference
- Full new-car warranty
- Current model specification
or
- Lower indicative purchase price
- Exact kilometres and condition matter
- Used finance options available
ATO indicative value after three years$16,50046.88% of the selected published price reference using the eight-year effective-life benchmark.
What changes the real resultAge, kilometres and conditionSpecification, market demand, service history and location may also materially change actual resale value.
ATO indicative depreciation
Indicative value versus loan balance
ATO indicative valueLoan balance
Year 5: $9,871 indicative value · $0 loan balanceBased on the ATO eight-year effective-life residual benchmark. This is an indicative benchmark, not a resale valuation. Depreciation varies with vehicle age, kilometres, condition, specification and market demand.
Ownership essentials
K4 ownership at a glance
Compare the facts that matter when you plan to keep, tow with and service your vehicle.
Towing capacityNot published
Buyer questions
Kia K4 finance FAQs
Clear answers about repayment assumptions, deposits, accessories and the information lenders may need.
How much are Kia K4 repayments per week?
For a 2026 Kia K4 Sport using a $35,090 RRP reference, with a $1,000 deposit over 5 years at 7.99% p.a., estimated weekly repayments are around $159. Your actual repayments will vary based on your deposit, loan term, interest rate and whether you include a balloon payment. Use our calculator above for a personalised estimate.
Can I use a trade-in instead of a cash deposit?
A trade-in can reduce the amount you need to finance in the same way as a cash deposit. The usable amount is the trade-in value less any finance still owing on that vehicle. The final loan structure remains subject to valuation, lender criteria and credit assessment.
Can dealer-fitted accessories be included in the car loan?
Some lenders may allow eligible dealer-fitted accessories to be included in the loan. Approval depends on the accessory, total loan-to-value ratio, vehicle and lender criteria. Add accessories to the estimate, then confirm what a specific finance option permits before proceeding.
Does the repayment estimate include a balloon payment?
The standard BaseRate vehicle-page estimate assumes no balloon unless the calculator expressly shows otherwise. A balloon can reduce regular repayments but leaves a lump sum payable at the end of the term and increases the total interest paid when other assumptions are unchanged.
What will I need to check suitable finance options?
You will generally need identification, income and employment details, regular expenses, existing debts and information about the vehicle and purchase. The exact documents and assessment requirements depend on the financier and your circumstances.
Estimated cost to own
Annual registration estimate
Registration is not one national flat fee. Select where the Kia K4 Sport will be registered and we’ll apply that jurisdiction’s current renewal method.
Refine vehicle assumptions
Model pages use a representative vehicle until an exact derivative is selected. Check the compliance plate or manufacturer specification for exact figures.
WA · 12-month private renewal
$953
about $18 per week
- Registration and vehicle charge
- $423
- Compulsory injury cover allowance
- $521
- Other statutory charges
- $10
Tare weight rounded up to 100kg, plus annual MII and recording fee.
1,350kg estimated kerb weight4-cylinder engine2,000cc capacity
Uses the standard private motor-car or goods-vehicle MII class. Estimate uses fees effective 1 July 2026. Excludes stamp duty, transfer fees, inspections, concessions, special plates and temporary rebates. Transport WA licence fees