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Current Australian Petrol range

Jaecoo J7

Compare 2 published J7 choices, new versus used and select a finance term that suits your budget.

New J7 finance estimate$173–$196 / week*
$37,990 advertised drive-away price · about $173/week
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*Illustrative estimate across the published Jaecoo drive-away range, at 7.99% p.a. over five years with a $1,000 deposit, no balloon and excluding lender fees. Drive-away prices vary by state, registration type, delivery and offers. Finance estimate only; lending criteria apply.

Pricing and specifications checked 8 August 2026 against Omoda Jaecoo Australia current J7 range.

2026 Jaecoo J7
2variants
137kWpower
5seats

Choose your variant

Swipe to compare 2 featured variants

2026 Jaecoo J7 Track 2WDSelected
Jaecoo J7

Track 2WD

$37,990$173/week*
  • 1.6L turbocharged petrol
  • 137kW · 275Nm
  • 5 seats
Price this variant ↓
2026 Jaecoo J7 Ridge AWDCompare
Jaecoo J7

Ridge AWD

$42,990$196/week*
  • 1.6L turbocharged petrol
  • 137kW · 275Nm
  • 5 seats
Selected variant

Track 2WD

Power
137kW
Torque
275Nm
Fuel use
8.5L/100km · generic estimate

Exact derivative identity reviewed against Jaecoo.

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How does the J7 compare?

Compare price, weekly repayment, practicality, warranty and safety.

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Right variant · closest price selected
Popular comparisons
2026 Jaecoo J7 Track 2WDYour J7
Jaecoo J7

Track 2WD

$37,9901.6L turbocharged petrol · 5 seats
Price reference$37,990 drive-away$44,990 drive-away
Weekly estimate$173$206
Fuel / powertrain1.6L turbocharged petrol2.5L Boxer petrol, Lineartronic CVT, AWD
Body typeSUVSUV
Seats5 seats5 seats
2026 Subaru Forester AWDCompare with
Subaru Forester

AWD

$44,990SUV · 2.5L Boxer petrol, Lineartronic CVT, AWD

Each derivative’s price basis is shown. RRP and indicative prices exclude on-road costs; drive-away references include them. Repayments use your selected finance settings.

Estimate J7 repayment ↓
Finance studio

Shape the Track 2WD around your budgetPersonalise your J7 repayment

Start at a $1,000 deposit and five years. Every result updates from the selected derivative.

Estimated weekly repayment$173/week$36,990 financed
Published advertised drive-away price · Track 2WD$37,990

Only accessories accepted by the lender may be financeable. Loan-to-value limits and lender criteria apply.

Adjust this illustrative rate to test affordability. Your actual rate may be higher or lower and depends on the lender, vehicle and your circumstances.

Finance input notes

Only accessories accepted by the lender may be financeable. Loan-to-value limits and lender criteria apply. Adjust this illustrative rate to test affordability. Your actual rate may be higher or lower and depends on the lender, vehicle and your circumstances.

Estimated weekly repayment$173 / week
Vehicle plus accessories
$37,990
Estimated amount financed
$36,990
Indicative annual income guide
From $30,000 p.a.
Term
5 years
Illustrative rate
7.99% p.a.
Balloon
$0

Finance estimate only. Fees, accessory eligibility, lender criteria and individual circumstances can change the result. The income guide assumes the repayment is no more than 35% of gross income. This is not an offer, serviceability assessment or approval.

Your selections will be carried into the finance journey.Compare new versus used
Estimated cost to own

Finance is one cost. Ownership is the full picture.

BaseRate provides the finance estimate only. Every other figure is an indicative weekly ownership allowance and is paid separately.

Estimated weekly ownership total$311/week
Estimated driving distance15,000 km/yearUsed for the fuel estimate below.
Your fuel-price assumption$2.00/litreChange this to match your local fuel price.
BaseRate finance estimateCalculated from the inputs above$173/week
Fuel25litre/week at 8.5L/100km generic estimate$49/week
InsuranceIndicative vehicle-value allowance$37/week
Servicing & maintenanceIndicative weekly allowance$19/week
TyresBased on your annual kilometres$13/week
RegistrationWA private estimate · refine at the bottom$20/week
Estimated weekly total$311/week

Only the finance repayment is provided by BaseRate. Energy, insurance, servicing, maintenance, tyres and registration are indicative estimates and are not included in the finance repayment.

Finance pathway

How will you use this J7 Track 2WD?

$37,990 is the vehicle-price starting point. Purpose determines the first finance pathway; security and evidence come next.

Mainly personal use

Secured consumer finance is the usual starting point

The Jaecoo J7 Track 2WD and the applicant are assessed together. Price, deposit, term, credit conduct and affordability can all change the available structure.

  • Vehicle usually supports the loan
  • Consumer assessment and protections apply where relevant

Mainly business use

Compare the commercial ownership structure

A chattel mortgage, finance lease or hire purchase can place ownership and end-of-term obligations differently. Low doc describes evidence—not the product.

  • Predominant business purpose matters
  • Confirm ownership, evidence, balloon or residual

These are starting pathways, not product recommendations or approval indications. Unsecured finance may also be relevant when a vehicle is not accepted as security.

Compare loan types Estimate repayment
New, used and ATO indicative depreciation

Would new or three-year-old suit you better?

The same ATO benchmark informs the used-price illustration and the depreciation curve. It does not claim to predict J7 market resale value.

Buy new · Track 2WD$37,990$173/week estimated finance
  • Current published Jaecoo advertised drive-away price
  • Full new-car warranty
  • Current model specification
or
Illustrative three-year-old equivalent$17,800$79/week estimated finance
  • Lower indicative purchase price
  • Exact kilometres and condition matter
  • Used finance options available
ATO indicative value after three years$17,80046.88% of the selected published price reference using the eight-year effective-life benchmark.
What changes the real resultAge, kilometres and conditionSpecification, market demand, service history and location may also materially change actual resale value.
ATO indicative depreciation

Indicative value versus loan balance

ATO indicative valueLoan balance
Year 5: $10,687 indicative value · $0 loan balanceBased on the ATO eight-year effective-life residual benchmark. This is an indicative benchmark, not a resale valuation. Depreciation varies with vehicle age, kilometres, condition, specification and market demand.
Ownership essentials

J7 ownership at a glance

Compare the facts that matter when you plan to keep, tow with and service your vehicle.

Towing capacityNot published
Buyer questions

Jaecoo J7 finance FAQs

Clear answers about repayment assumptions, deposits, accessories and the information lenders may need.

How much are Jaecoo J7 repayments per week?

For a 2026 Jaecoo J7 Track 2WD using a $37,990 manufacturer-advertised drive-away price, with a $1,000 deposit over 5 years at 7.99% p.a., estimated weekly repayments are around $173. Your actual repayments will vary based on your deposit, loan term, interest rate and whether you include a balloon payment. Use our calculator above for a personalised estimate.

Can I finance a Chinese brand car like BYD, GWM or Chery?

Yes. Chinese brand vehicles including BYD, GWM (Haval), Chery, MG, Omoda, Jaecoo, Geely, Zeekr and Xpeng are fully financeable through the Australian car loan market. Lenders treat them the same as any other vehicle. As these brands grow in Australia, resale value data is improving. BaseRate can arrange finance for any new vehicle from a registered Australian dealer.

Can I use a trade-in instead of a cash deposit?

A trade-in can reduce the amount you need to finance in the same way as a cash deposit. The usable amount is the trade-in value less any finance still owing on that vehicle. The final loan structure remains subject to valuation, lender criteria and credit assessment.

Can dealer-fitted accessories be included in the car loan?

Some lenders may allow eligible dealer-fitted accessories to be included in the loan. Approval depends on the accessory, total loan-to-value ratio, vehicle and lender criteria. Add accessories to the estimate, then confirm what a specific finance option permits before proceeding.

Does the repayment estimate include a balloon payment?

The standard BaseRate vehicle-page estimate assumes no balloon unless the calculator expressly shows otherwise. A balloon can reduce regular repayments but leaves a lump sum payable at the end of the term and increases the total interest paid when other assumptions are unchanged.

Estimated cost to own

Annual registration estimate

Registration is not one national flat fee. Select where the Jaecoo J7 Track 2WD will be registered and we’ll apply that jurisdiction’s current renewal method.

Refine vehicle assumptions

Model pages use a representative vehicle until an exact derivative is selected. Check the compliance plate or manufacturer specification for exact figures.

WA · 12-month private renewal

$1,043

about $20 per week

Registration and vehicle charge
$513
Compulsory injury cover allowance
$521
Other statutory charges
$10

Tare weight rounded up to 100kg, plus annual MII and recording fee.

1,650kg estimated kerb weight4-cylinder engine1,600cc capacity

Uses the standard private motor-car or goods-vehicle MII class. Estimate uses fees effective 1 July 2026. Excludes stamp duty, transfer fees, inspections, concessions, special plates and temporary rebates. Transport WA licence fees