Best suited to
- Mixed work and family use
- Regular towing with a correctly specified 4x4
- Buyers needing broad cab and body choice
Current Australian Diesel range
Ford Ranger
Compare 4 published Ranger choices, new versus used and select a finance term that suits your budget.
New Ranger finance estimate$199–$420 / week*
$52,990 RRP reference · about $243/week
- Access to 60+ asset-finance lenders
- Online application when ready
- Lender criteria apply
*Illustrative estimate across the published Ford RRP range, at 7.99% p.a. over five years with a $1,000 deposit, no balloon and excluding lender fees. RRP excludes on-road costs. Finance estimate only; lending criteria apply.
Pricing and specifications checked 7 August 2026 against Ford Australia MY26.5 Ranger range.
4variants
3,500kgbraked towing
5seats
Model decision guide
Is the Ford Ranger the right fit?
A Ranger price is meaningless until cab, body, drivetrain and engine are fixed. A work-oriented XL and a lifestyle V6 Wildtrak solve different jobs and create very different loan amounts.
Swipe through the decision points
Check before choosing
- Payload after accessories and tow-ball mass
- Whether 4x2, part-time 4x4 or full-time 4WD is required
- Business-use evidence and GST treatment with an accountant
Compare with
- Toyota HiLux for a work-first range
- Isuzu D-MAX for diesel simplicity
- Ford Everest when a covered seven-seat body is more useful
Choose your variant
Swipe to compare 4 featured variants
Lower RRPFord Ranger
XL 4x2 Double Cab Pick-up
$43,530$199/week*- 2.0L four-cylinder turbo-diesel
- 125kW · 405Nm
- 5 seats · 3,500kg towing
SelectedFord Ranger
XLT 4x2 Double Cab Pick-up
$52,990$243/week*- 2.0L four-cylinder turbo-diesel
- 125kW · 405Nm
- 5 seats · 3,500kg towing
CompareFord Ranger
Wildtrak V6 4x4 Double Cab Pick-up
$75,090$347/week*- 3.0L V6 turbo-diesel
- 184kW · 600Nm
- 5 seats · 3,500kg towing
CompareFord Ranger
Raptor 4x4 Double Cab Pick-up
$90,690$420/week*- 3.0L V6 twin-turbo petrol
- 292kW · 583Nm
- 5 seats · 2,500kg towing
Selected variant
XLT 4x2 Double Cab Pick-up
- Power
- 125kW
- Torque
- 405Nm
- Payload
- 1108kg · calculated
- Fuel use
- 6.8L/100km
Exact derivative identity reviewed against Ford Australia.
Compare vehicles
How does the Ranger compare?
Compare price, weekly repayment, practicality, warranty and safety.
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Right variant · closest price selected
Popular comparisons
Your RangerFord Ranger
XLT 4x2 Double Cab Pick-up
$52,9902.0L four-cylinder turbo-diesel · 5 seatsPrice reference$52,990 RRP$59,490 RRP
Weekly estimate$243$274
Fuel / powertrain2.0L four-cylinder turbo-diesel2.8L turbo-diesel 4x4 with 48V V-Active
Body typeDouble Cab Pick-UpDouble-Cab Pick-Up
Seats5 seats5 seats
Warranty5 years/unlimited km5 years/unlimited km; commercial use 5 years/160,000 km
ANCAP safety5-star ANCAP (2022)5-star ANCAP (2025)
Compare withToyota Hilux
SR 4x4 Double Cab Pick-up 48V
$59,490Double-Cab Pick-Up · 2.8L turbo-diesel 4x4 with 48V V-ActiveEach derivative’s price basis is shown. RRP and indicative prices exclude on-road costs; drive-away references include them. Repayments use your selected finance settings.
Estimate Ranger repayment ↓Finance studio
Shape the XLT 4x2 Double Cab Pick-up around your budgetPersonalise your Ranger repayment
Start at a $1,000 deposit and five years. Every result updates from the selected derivative.
Estimated weekly repayment$243/week$51,990 financed
Published RRP reference · XLT 4x2 Double Cab Pick-up$52,990
Only accessories accepted by the lender may be financeable. Loan-to-value limits and lender criteria apply.
Adjust this illustrative rate to test affordability. Your actual rate may be higher or lower and depends on the lender, vehicle and your circumstances.
Finance input notes
Only accessories accepted by the lender may be financeable. Loan-to-value limits and lender criteria apply. Adjust this illustrative rate to test affordability. Your actual rate may be higher or lower and depends on the lender, vehicle and your circumstances.
Estimated weekly repayment$243 / week
- Vehicle plus accessories
- $52,990
- Estimated amount financed
- $51,990
- Indicative annual income guide
- From $40,000 p.a.
- Term
- 5 years
- Illustrative rate
- 7.99% p.a.
- Balloon
- $0
Finance estimate only. Fees, accessory eligibility, lender criteria and individual circumstances can change the result. The income guide assumes the repayment is no more than 35% of gross income. This is not an offer, serviceability assessment or approval.
Your selections will be carried into the finance journey.Compare new versus usedEstimated cost to own
Finance is one cost. Ownership is the full picture.
BaseRate provides the finance estimate only. Every other figure is an indicative weekly ownership allowance and is paid separately.
Estimated weekly ownership total$383/week
Estimated driving distance15,000 km/yearUsed for the fuel estimate below.
Your fuel-price assumption$2.00/litreChange this to match your local fuel price.
BaseRate finance estimateCalculated from the inputs above$243/week
Fuel20litre/week at 6.8L/100km$39/week
InsuranceIndicative vehicle-value allowance$46/week
Servicing & maintenanceIndicative weekly allowance$19/week
TyresBased on your annual kilometres$13/week
RegistrationWA private estimate · refine at the bottom$22/week
Estimated weekly total$383/week
Only the finance repayment is provided by BaseRate. Energy, insurance, servicing, maintenance, tyres and registration are indicative estimates and are not included in the finance repayment.
Finance pathway
How will you use this Ranger XLT 4x2 Double Cab Pick-up?
$52,990 is the vehicle-price starting point. Purpose determines the first finance pathway; security and evidence come next.
Mainly personal use
Secured consumer finance is the usual starting point
The Ford Ranger XLT 4x2 Double Cab Pick-up and the applicant are assessed together. Price, deposit, term, credit conduct and affordability can all change the available structure.
- Vehicle usually supports the loan
- Consumer assessment and protections apply where relevant
Mainly business use
Compare the commercial ownership structure
A chattel mortgage, finance lease or hire purchase can place ownership and end-of-term obligations differently. Low doc describes evidence—not the product.
- Predominant business purpose matters
- Confirm ownership, evidence, balloon or residual
These are starting pathways, not product recommendations or approval indications. Unsecured finance may also be relevant when a vehicle is not accepted as security.
New, used and ATO indicative depreciation
Would new or three-year-old suit you better?
The same ATO benchmark informs the used-price illustration and the depreciation curve. It does not claim to predict Ranger market resale value.
- Current published Ford RRP reference
- Full new-car warranty
- Current model specification
or
- Lower indicative purchase price
- Exact kilometres and condition matter
- Used finance options available
ATO indicative value after three years$24,80046.88% of the selected published price reference using the eight-year effective-life benchmark.
What changes the real resultAge, kilometres and conditionSpecification, market demand, service history and location may also materially change actual resale value.
ATO indicative depreciation
Indicative value versus loan balance
ATO indicative valueLoan balance
Year 5: $14,906 indicative value · $0 loan balanceBased on the ATO eight-year effective-life residual benchmark. This is an indicative benchmark, not a resale valuation. Depreciation varies with vehicle age, kilometres, condition, specification and market demand.
Ownership essentials
Ranger ownership at a glance
Compare the facts that matter when you plan to keep, tow with and service your vehicle.
Warranty5 years/unlimited km
Service interval12 months or 15,000 km, whichever occurs first
Towing capacity3,500kg braked
ANCAP5-star ANCAP (2022)
Buyer questions
Ford Ranger finance FAQs
Clear answers about repayment assumptions, deposits, accessories and the information lenders may need.
Can I finance a ute for business use?
Yes. Utes used for business purposes can often be financed under a chattel mortgage or commercial hire purchase, which may allow GST input tax credits and other tax advantages. If the ute is used for both business and personal use, speak with your accountant about the most suitable loan structure. BaseRate can discuss both personal and business loan options through our Finance Guide.
How much are Ford Ranger repayments per week?
For a MY26.5 Ford Ranger XLT 4x2 Double Cab Pick-up at $52,990 with a $5,000 deposit over 5 years using BaseRate’s 7.99% p.a. illustrative interest rate, estimated repayments are around $225 per week. This excludes lender fees and is not a finance offer. Use the calculator for the exact body, engine and drivetrain you are considering.
Can I use a trade-in instead of a cash deposit?
A trade-in can reduce the amount you need to finance in the same way as a cash deposit. The usable amount is the trade-in value less any finance still owing on that vehicle. The final loan structure remains subject to valuation, lender criteria and credit assessment.
Can dealer-fitted accessories be included in the car loan?
Some lenders may allow eligible dealer-fitted accessories to be included in the loan. Approval depends on the accessory, total loan-to-value ratio, vehicle and lender criteria. Add accessories to the estimate, then confirm what a specific finance option permits before proceeding.
Does the repayment estimate include a balloon payment?
The standard BaseRate vehicle-page estimate assumes no balloon unless the calculator expressly shows otherwise. A balloon can reduce regular repayments but leaves a lump sum payable at the end of the term and increases the total interest paid when other assumptions are unchanged.
Estimated cost to own
Annual registration estimate
Registration is not one national flat fee. Select where the Ford Ranger XLT 4x2 Double Cab Pick-up will be registered and we’ll apply that jurisdiction’s current renewal method.
Refine vehicle assumptions
Model pages use a representative vehicle until an exact derivative is selected. Check the compliance plate or manufacturer specification for exact figures.
WA · 12-month private renewal
$1,125
about $22 per week
- Registration and vehicle charge
- $632
- Compulsory injury cover allowance
- $484
- Other statutory charges
- $10
Tare weight rounded up to 100kg, plus annual MII and recording fee.
2,092kg estimated kerb weight4-cylinder engine2,000cc capacity
Uses the standard private motor-car or goods-vehicle MII class. Estimate uses fees effective 1 July 2026. Excludes stamp duty, transfer fees, inspections, concessions, special plates and temporary rebates. Transport WA licence fees