BaseRate

BUSINESS FINANCE, CLEARLY

Finance vehicles and assets for your business.

Explore business car finance, commercial vehicle finance and equipment funding through BaseRate’s digital application process.

Start online See what can be financed

60+

accessible asset-finance lenders

Online

application process

Not whole market

availability varies by application

FINANCE SCOPE

Start with what the business needs to fund.

The asset, borrower, business use and requested structure shape the evidence and lender options—not the product label alone.

Business cars and utes

New or used vehicles acquired wholly or predominantly for business use.

Understand the term

Commercial vehicles

Vans, trucks and specialised road vehicles assessed for their work and configuration.

Understand the term

Equipment and machinery

Tools, plant, technology and other identifiable assets used to operate or grow a business.

Understand the term

Secured commercial structures

Chattel mortgages and commercial goods loans where the financed asset provides security.

Understand the term

HOW IT WORKS

One digital path, with lender-specific checks.

  1. 1

    Tell us the purpose

    Provide the borrower, asset, amount and intended use.

  2. 2

    Complete the evidence

    Supply the information required for the relevant assessment pathway.

  3. 3

    Review and proceed

    Consider the available structure, costs and contract before accepting.

IMPORTANT CONTEXT

Structure and tax are not the same decision.

BaseRate provides credit assistance, not financial or tax advice. Ownership, GST, deductions and depreciation depend on the contract and your circumstances. Confirm tax treatment with a registered tax adviser or accountant.

Start applicationExplore asset finance

Selected lenders from our accessible asset-finance panel

Angle Auto Finance
Plenti
Liberty
Pepper Money
Latitude
Money3
Metro Finance
Firstmac

The logos shown are selected examples, not a promise that every lender or product is available. BaseRate has access to 60+ asset-finance lenders. Lender and product availability varies, and BaseRate does not compare the whole market.

$0fee to use BaseRateFinancier interest, fees and charges may still apply.
Disclosedlender-paid commissionPaid to BaseRate if an introduced loan settles.
60+Asset-finance lendersLender and product availability varies.
FBAAScott Iriks · M-363330Professional association membership; not an endorsement.
AFCAVelocity Works · 124416Independent external dispute-resolution access for eligible complaints.